September 21, 2017 12:32 PM
 

Who We Are
 
 
 
Texas Heroes extends special discounts and participates in government programs that offer you real savings when buying a home.
 
We offer you one-stop shopping throughout the homebuying process. We ensure that the heroes who serve our communities receive direct savings on home inspections and appraisals as well as offer many other services.
 
We participate in government programs at all levels which offer you discounts, and your savings from these programs is in addition to the savings we offer you directly.  Some of these offer up to 5% toward your down payment or closing costs, and guarantee you a low interest rate.
 
We are located here in Texas and are a member of the Better Business Bureau as well as the Chamber of Commerce.  (TSHAC) Texas first time homebuyers. MCC program which allows up to $2,000 a year tax credit for first time homebuyers. Our sister program, LampLighter One, for educators, has been serving Texas since 2004. 
 
So contact us today and see how our home-buying program can really work to your financial benefit.  It’s a way of saying “thanks” to our heroes for making Texas a better place to live!
 
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS MORTGAGE BANKER ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING:

COMPLAINTS REGUARDING A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB



 
Our Progam
Eligible participants to our home-buying program include but are not necessarily limited to the following professionals living in Texas:
  • military personnel
  • law enforcement
  • firefighters
  • health care professionals
  • city, county, state, federal employees
  • teachers

 

 

 

 
 

 
 
VICTORIAN FINANCE
201 Tripp Trail
Denton, Texas 76207

Phone# 713-343-6000 ext 381
Cell 940-300-5560
972-432-6565



Howard Karloff, Branch Manager
NMLS #781850
 
VICTORIAN FINANCE
NMLS #50635
 
 Hablamos Español
 
The Texas Department of Savings and Mortgage Lending.
 
Program is available through
LampLighterOne and provided by Victorian Finance NMLS #
50635.
All offers extended on this website are subject to change without prior notice.
 
 
 
 
Home Buying for Texas Heroes  

1-877-592-9894

 
 

 

 

 

 

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